Your Mortgage Journey With Me

Hey there! I’m Ammanda, and I’m here to make your mortgage experience as smooth and stress-free as possible. Whether you’re buying your first home, upgrading, or refinancing, I know the mortgage process can feel a bit overwhelming. But don’t worry—I’ll be with you every step of the way.

Here’s the deal: Getting a mortgage is like running a marathon, not a sprint. It takes some time and effort, but in the end, crossing that finish line (a.k.a. getting the keys to your new home) is totally worth it. I’m here to guide you, answer all your questions, and keep you informed at each stage, so you always know what’s happening and what’s next.

We’ll start with a chat to get to know each other, then we’ll dive into getting you pre-approved, finding the right home, and securing the best mortgage for you. My goal is to make this journey not just successful, but also enjoyable.

So, let’s get started! I’m excited to help you turn your homeownership dreams into reality.

Initial Contact

Introduction: We'll start with a friendly chat to understand your goals and financial situation.
Explore Options: We’ll discuss the mortgage options available to you.

Get a Pre Approval

Gather Documents: I’ll guide you on what documents are needed.
Pre-Approval: I’ll submit your documents to get you pre-approved for a mortgage.
Confirmation: I’ll let you know how much you’re pre-approved for and the terms.

Find Your Dream Home

Home Search: Start looking for a home that fits your budget and needs.
Make an Offer: Once you find the right home, I’ll help you make a strong offer.
Offer Accepted: I’ll ensure you understand the terms of the accepted offer.

Complete the Mortgage Application

Finalize Application: We’ll complete your mortgage application together.
Stay Updated: I’ll keep you informed about the application status.
Rate Lock-In: We’ll discuss locking in a mortgage rate, if necessary.

Underwriting

Review Process: The lender will review your documents. I’ll keep you informed.
Clear Conditions: If the lender has any conditions, I’ll help you address them.

Final Approval

Approval Notice: I’ll inform you once your mortgage is officially approved.
Review Commitment: We’ll review the mortgage terms to ensure you’re comfortable with them.

Prepare for Closing

Closing Details: I’ll coordinate everything needed for your closing day.
Final Walkthrough: You’ll have the chance to do a final check of your new home.
Understand Costs: I’ll explain the closing costs and how they’ll be handled.

Closing Day

Sign the Documents: We’ll sign the final paperwork to make your home officially yours.
Transfer Funds: The mortgage funds and property title will be transferred.
Get Your Keys: Congratulations! The keys to your new home are yours.

Post Closing Support

Check-In: I’ll follow up to see how you’re settling into your new home.
Future Planning: We can discuss your long-term financial goals and refinancing options.
Stay Connected: I’ll keep in touch with regular updates and check-ins.